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What Is The Importance Of Student Loans?

August 29, 2014 by admin | No Comments | Filed in Miles

By definition, student loans are made to assist students cater for their needs in their educational institutes. Some of these needs include tuition fee, accommodation, as well as learning material. It is important to note that the specifics provided for student loans vary from one scheme to another.We have all, at one time or the other, taken a loan to facilitate for pending financial reasons, and as such, we are aware of the importance of loans. Of particular interest here is the use of student loans. By definition, student loans are made to assist students cater for their needs in their educational institutes. Some of these needs include tuition fee, accommodation, as well as learning material.

It is important to note that the specifics provided for student loans vary from one scheme to another. In fact, for some students, the scheme available is such that the interest rates are significantly lower to allow students flexibility once they have embarked on repaying the loan.

There are two broad classifications of student loans; those sponsored by the government as well as those served by the institution. In the latter category, the loans provided for by non-governmental organizations also fall in this class. Many students the world over rely on government student loans, also known as federal loans in USA.

student loans

These loans may be subsidized or unsubsidized, in which case the difference lies in whether or not interest is charged when the student is still in college or in the higher education institution. This is often a relief for students as the amount to be paid is not as high during repayment.Generally speaking, government student loans are less costly than those offered by other institutions.


In spite of this, the lending scheme by the government still makes profits for the simple reason that the cost of lending money pales in comparison to the interest rates charged. Matters of fact, losses are minimal because even though students fail to pay up, the loan cannot be discharged under the pretext of bankruptcy. Repayment of Student LoansThere are several options that a student has at their disposal when it comes to paying up student loans that they had borrowed while they were studying. One of these ways is the income-based repayment method. As the name suggests, this is a method of repayment where the beneficiary of the loan is required to pay back the loan on the basis of how much they earn as opposed to how much the loan is worth. The period of repayment is regulated, although this varies with different loan schemes across the world. For new insight about graduate check out this post. In addition to this, almost any student qualifies for government student loans regardless of their financial status, of course, unless they have defaulted on a previous loan. Article Tags: Government Student Loans, Student Loans, Government Student.

Music Recording Sales Certification

August 26, 2014 by admin | No Comments | Filed in Dennis

The original gold record awards were presented to artists by their own record companies to publicize their sales achievements. The first of these was awarded by RCA Victor to Glenn Miller in February 1942, celebrating the sale of 1. For extra reading about music recording sales certification read this article.2 million copies of “Chattanooga Choo Choo”. Another example of a company award is the gold record awarded to Elvis Presley in 1956 for one million units sold of his single “Don’t Be Cruel”.

neon gold records

The first gold record for an LP was awarded by RCA Victor to Harry Belafonte in 1957 for the album Calypso (1956), the first album to sell over 1,000,000 copies in RCA’s reckoning.

At the industry level, in 1958 the Recording Industry Association of America introduced its gold record award program for records of any kind, albums or singles, which achieved one million dollars in retail sales. These sales were restricted to U.-based record companies and did not include exports to other countries. For albums in 1968, this would mean shifting approximately 250,000 units; for singles the number would be higher due to their lower retail price. The platinum certification was introduced in 1976 for the sale of one million units, album or single, with the gold certification redefined to mean sales of 500,000 units, album or single. No album was certified platinum prior to this year. For instance, the recording by Van Cliburn of the Tchaikovsky Piano Concerto from 1958 would eventually be awarded a platinum citation, but this would not happen for another two decades after its release. In 1999, the diamond certification was introduced for sales of ten million units.

gold records for sale

RIAA certification
Gold record presented to Artie Schroeck for his arrangement on “Can’t Take My Eyes Off You”, 1967

The first official designation of a “gold record” by the Recording Industry Association of America (RIAA) was established for singles in 1958, and the RIAA also trademarked the term “gold record” in the United States. On March 14, 1958, the RIAA certified its first gold record, Perry Como’s hit single “Catch a Falling Star”. The Oklahoma! soundtrack was certified as the first gold album four months later.

gold records for sale

In 1976, RIAA introduced the platinum certification, first awarded to Johnnie Taylor’s single, “Disco Lady”, and to the Eagles album, Their Greatest Hits (1971–1975). As music sales increased with the introduction of compact discs, the RIAA created the Multi-Platinum award in 1984. Diamond awards, honoring those artists whose sales of singles or albums reached 10,000,000 copies, were introduced in 1999.

Like many record industry awards and rankings, the measurement is based on wholesale shipments to all types of retail outlets, and is not based on actual retail sales or financial transactions.

How To Claim Bp Claims?

August 26, 2014 by admin | No Comments | Filed in Miles

The seriousness of the Deepwater Horizon oil spillage has forced the US Federal Government into holding BP (British Petroleum) responsible for compensating all the victims of this tragic disaster. Many people have lost their income and wages as well as their revenues and these people are being asked to file BP claims.

The oil spill occurred in April of 2010 but even today people are waiting to have their BP claims cleared. BP has set up numerous offices to expedite the processing of these BP claims but victims are still waiting to be paid. This article about collection agencies has some good information. As a victim of this oil spill disaster you will be advised to file your claim directly to these different claims offices.

The amount of money that you will receive by way of compensation will be determined by investigators and adjustors that are working for BP. There are three different types of BP claims which are: Bodily injury claims Property damage Loss of income If you have been injured because of the oil spill disaster you can then file your BP claim in order to receive compensation. To receive compensation you must provide necessary documentation without which you may end up receiving BP claims denied notices. The main reason that people receive denied BP claims notices is lack of proper and complete documentation. Therefore, if filing for compensation for injury you will need to provide medical bills, letters from your doctor and related documents. If you are filing BP claims for damage to your property then you will need to fill up your claim form and provide a statement regarding the costs involved.

small claims

If you have spent your money or getting your property repaired, renovated or if you have had to pay to get your boat cleaned then you are entitled to receive full compensation from BP. The only thing that BP is not liable to compensate you for is losses on account of emotional upheaval.

 court summons

This means that you are not entitled to receive any money for being depressed on account of the losses caused by the tragedy. In most cases, BP pays you an interim payment provided your claim forms are complete and the conditions have been verified. You can obtain compensation from the BP claims office in your state.

To receive your final payment from BP you may have to wait for a longer period of time because BP needs to investigate and also estimate the amount of money that you should be paid by way of compensation.

Honor Music Awards

August 24, 2014 by admin | No Comments | Filed in Dennis


In the United States, the Recording Industry Association of America (RIAA) began in 1952 as a trade organization for the major music companies. In 1958 they began their gold record program to create a standard to measure sales of sound recordings. On March 14, 1958, the RIAA’s first gold 45 was presented to Perry Como’s “Catch A Falling Star”, and four months later, on July 8, 1958, the first gold LP was awarded to the soundtrack of Oklahoma!

Over the years RIAA awards have become the most valuable and collectible. From the beginning they had consistent formats which included a specific type of frame, RIAA logo, presentation plate, manufacturer sticker, matting and construction. Seeing these components help establish an award’s actual date of issue.

RIAA Types of Presentation
First Presentation — Award correct in parts and format for the date of RIAA certification. You would expect an award manufactured in 1974, to have the 1974 label, components, and construction typical of the period.

gold records

Second, Third, Fourth, etc. Presentations — Awards for the same album, in a later, and therefor different RIAA format (not that of the original date of certification). Example

1958 to 1964 “Walnut Plaques” with gold discs and a separate RIAA medallion (coin) were the standard. Very few were made for each presentation and they remain very rare.

1964 to 1975 “White Mattes” were the format. The award had a white matte with a walnut wooden frame. Prior to 1967 they had hand cut mattes (Bainbridge #14 board) and in 1967 they changed to die cut mattes (Miller board). The matte was cut to expose a gold disc, and below it a presentation plate and a mini (on LP awards) of the album cover.

45 White Matte LP White Matteeltonjohn1stGRWMFLP White Matte paper backing and hanging (often seen torn or taped)eltonjohn1stGRWMB

For approximately six months, February to August 1969, the mini of the album cover the mini of the album cover was reversed to the right.

Reverse White Matte
White Mattes had brown Kraft paper backing, wire hangings and were made exclusively by New York Frame & Picture Co. Their sticker was on the backing paper centered a few inches from the top. In many cases the sticker has fallen off and you just see the outline of where it was. Presentation plates had acid etched RIAA seals (not silk screened) during the white matte era, and the record labels were printed (not photocopied).

Prior to 1969 New York Frame & Picture Co. was on Fulton Street, and after 1969 they were on John Street.

New York Frame & Picture Co. address prior to 1969New York Frame & Picture Co. address beginning 1969

White mattes had small nails that held the matte to frame. If you see clips, tacks or other fasteners, the award has been changed. Not necessarily bad by itself, but it shows the award no longer has all original components.

All White Matte award plates are 3 1/8 X 7 inches and the album mini is 3 1/8 inches square.

Total white matte presentations are thought to have been between 5-25 awards for each certification. They were first given to groups and artists and eventually to others involved in creating the music (studio musicians, producers, engineers, etc.) and key label executives.

1975 to 1981 was the “Floater” Format, including the beginning of platinum awards. For more information referencing fools gold records check out this article. (There were no platinum white mattes.)

The Floater was distinguished by having a gold or platinum painted wood frame, a black matte on which the disc, presentation plate and mini (on LP’s) was mounted to appear to float off the matte (hence the name).

The first platinum LP Floater award was for The Eagles’ “Greatest Hits 1971-1975” certified on February 24, 1976.

Johnny Taylor’s “Disco Lady” was the first platinum 45, certified on March 11, 1976.

LP Platinum Floater

In 1976 Creative Glassics began manufacturing RIAA awards in addition to New York Frame & Picture Co. Creative Glassics stickers were usually at the bottom right or left corner

New York Frame & Picture Co. stickers were in the upper middle

In the Floater period presentations increased to between 25-50, with awards being given not only artists, label execs and others involved in the creative, but also to radio stations, management, agents, and key figures in distribution and promotion.

From 1981 to 1985 “Strip-Plates” were the format of RIAA awards.

They were like a floater (having gold or platinum painted wood frame, a black matte and disc in the upper half) except that the mini and presentation plate were combined on a single strip below the LP disc. (hence the name strip-plate).

As music sales increased these awards were presented to an even broader group which could include family & friends, retailers, wholesale distributors, graphic artists, etc. 50 to a 75 awards might be made, with some titles and artists having even more.


After 1985 the tight formats of the White Matte, Floater and Strip-Plate gave way to the RIAA hologram logo. Formats and standards of presentation loosened and could now include, or simply be, cassettes, CD’s, custom graphics and plates. Unique designs in size, shape, mattes, use of images and placement of the RIAA logo emerged.

From 1985 to1989 RIAA logos were Flower Holograms.

Gold Flower Hologram

From 1989 until 1997 RIAA logos were R Holograms.

The following two R Holograms are typical of the ways RIAA awards began to reflect different formats and standards of presentation, which could now include multiple records, cassettes, CD’s, and custom graphics.

From 1997 to the present Bar Holograms (which were now numbered) have been the RIAA logo.

Bar Hologram

Gold, platinum and multi-platinum awards (2X, 3X …10X, etc.), created more formats and more opportunities to honor the music. Certain labels, artists and groups celebrated with presentations of hundreds of awards. There are some beautiful ones out there, but rarity became rarer.

There is an excellent, detailed review of RIAA awards from the perspective of Kiss awards at KISSfanshop.de


Though RIAA became the standard of gold record presentations, other awards, by other manufactures could be ordered by record companies. These awards, when made at the request of the record company, were collectively called In-House awards.

They are all authentic; simply not RIAA awards, and historically they have not been as valuable as the RIAA presentations. Labels chose them as an alternative to RIAA awards because they could get them through various sources, they cost less, and the labels didn’t have to audit actual sales figures for the RIAA.

It’s said that Motown famously didn’t submit their figures to the RIAA for many years to keep their books from being audited. I don’t know if this is true, but artists like Stevie Wonder, Marvin Gaye and other Motown stars simply didn’t receive RIAA awards for their early work.


The most prolific, consistent and valuable of these in-house awards was the Disc Award Ltd., manufactured in Los Angeles from the late 50’s to the late 70’s. All authentic Disc Awards have square black frames (both LP and 45) and a disc with a dragon etched into the trail off at 4 o’clock. If they came with a presentation plate (and not all of them did) it was usually in the lower left hand corner.

LP Disc Award Ltd. award45 Disc Award Ltd. award All Disc Awards Ltd. discs had a “Dragon” at approximately 4 o’clock on trail off.


In addition to awards from the United States, gold or platinum records were presented for achieving sales goals in many different countries (list of global music recording certifications). The quantities that needed to be sold to achieve certification vary by country as do the construction, look and feel of the award itself. Here we focus on US awards, but from time to time we’ll share some from around the world.


There is a category of awards that you may see in gift shops, online auctions and in TV shows and movies. These awards are for decoration and/or created for the retail public.

They are not fakes, but they are also not authentic (made at the request of the record label or management). They are made to be sold as souvenirs and as such may provide a memory value, but have little collector value.


According to the preface for the book Million Selling Records from the 1900s to the 1980s by Joseph Murrells “The exact point in time when a golden disc was first given by a company to an artist has not been established with certainty. The germ of the idea, we think, started in 1905 when the Gramophone Company of Britain presented a bracelet to Marie Hall who was the first women violinist to become a popular recording artist. The presentation charm bracelet was made of gold and pearls and displayed a minute violin, a tapered gramophone arm and seven tiny golden discs representing her seven best selling records.

gold records

“The first actual gold disc awarded to an artist is believed to have been given to the Glenn Miller orchestra on February 10, 1942, over the Chesterfield Radio Broadcast.” Celebrating sales of over 1,200,000 copies of “Chattanooga Choo Choo”. Another example of a record company award is the gold record awarded to Elvis Presley in 1956 for 1,000,000 sales of the single “Don’t Be Cruel.

custom gold records

” The first gold record for an LP was awarded by RCA to Harry Belafonte in 1957 for the album Calypso (1956), the first album to sell over 1,000,000 copies.”

Into this early world of record company celebrations and presentations came the Recording Industry Association of America (RIAA), which was started as a trade organization for the major music companies in 1952. In 1958 they began their gold record program to create a standard by which to measure sales of a sound recordings. On March 14, 1958, the RIAA’s first gold 45 was presented to Perry Como’s “Catch A Falling Star” on RCA. Four months later, on July 8, 1958, the first gold LP was awarded to the soundtrack of Oklahoma! on Capitol Records.

Advantages Of Instant Payday Loans

August 24, 2014 by admin | No Comments | Filed in Miles

Many would not be familiar with the term payday loan, but those who are, know that it is a friend in need. Yes, it’s a loan that can help you to overcome all your emergency financial needs before your actual payday arrives. This loan can help you to clear some of your small financial needs that crop up in the middle of the month.Each of us, whatever status we have can experience having insufficient amount in our pockets. Day by day, an amount is being paid for every purchase we do, installments we settle, and to credits we pay. If we won’t be able to make ends meet, it is vital that we know where to get the amount that we need. We can borrow from relatives and friends and enjoy a long term payment scheme with no interest rate; but it may not be enough.

They also have limited resources to accommodate the amount that we will borrow.

bad credit

So where do we go now Payday loan is one of the easiest options available. The scheme is very simple. You can borrow an amount that you need to pay on a payday basis. These are also called instant payday loans because you can get the money in no time. The only requirement is that you must be employed to prove that you are capable of paying. In UK, payday loans are available almost everywhere. Payday loan UK enables you to pay your emergency financial needs such as medical fees, educational, house or car repairs, and even leisure expenses such as travel and vacation packages. Payday loan UK can lend as much as 1500 and as low as 1000. The payment terms you can choose is between 14-30 days. Interested in more details on government help getting a loan? As a requirement, you must be an employee with a monthly salary of 1000 and of course, you need to be of legal age.
bad credit
If you have been a borrower before and unfortunately marked as a bad payer, you need not worry. Payday loan UK will still allow you to borrow from them. They are not strict in checking the credit background and some do not check at all since this is a type of instant loan. Though some may ask for a higher interest rate if they find you in a very bad credit rating; but there is only slim chance for this to happen. This is also your opportunity to gain a good credit score and bring your reputation in good level again.Now that you have all what they need, it’s now time to choose which of them can offer the best. This is just another simple task to do. Take time to do your research. Look for those with positive reviews online or you can ask from any of your peers who have been into this kind of transaction. Go for a payday loan in UK that you can partner with for long term.


Prefabricated Garage Kits: You Can Do It!

August 22, 2014 by admin | 4 Comments | Filed in Benjamin

Prefabricated garage kits are available in a wide variety of size and color configurations. With optional windows and doors, your new garage can be made just the way you want it. These kits are easy to assemble with basic construction tools and techniques. Thousands have built their own garages with these prefabricated kits and so can you!What are prefabricated garage kits What are they made of and how are they put together Are they very expensive Are they big enough for my needs Can I assemble one myself These are among the questions you may have if you are in the market for a storage or garage type building. In this article, I will answer some of those questions and hopefully set your mind at ease.

Before we get into all that, just let me say that this is a really exciting option. Thousands have successfully assembled their own kits. You can too!Metal prefabricated garage kits are just that, kits of parts that come prefabricated in a wide variety of size options so that you can put up just the right size building for your needs. This article about model tools has some good information. And, you don’t have to do any welding or major construction to assemble it. These are perfect for the do-it-yourselfer and can be assembled in a weekend. The metal tubing is swaged (reduced), or “slip fit” for ease of assembly. If you can run a drill gun, tighten a bolt with a crescent wrench, run a tape measure, and tend to some basic construction techniques then you can succeed at putting up your own building.Prefabricated garage kits come in many colors, sizes and costs. You can get a basic 12 x 20 x 8 kit for under 5K, and the larger 40′ buildings can be as much as 20 – 50K+. When compared to traditional construction, these are extremely cost effective options. Many prefabricated garage kits do not include the garage doors, walk-through doors, masonry anchors, and windows, but are available for purchase separately. Most often, it is best if you can assemble your kit on a cement slab. This allows for the most secure foundation, but isn’t the only option. You could assemble over raw land or gravel. A cement foundation has obvious benefits and is highly recommended. Once you have the foundation ready to go you can start layout and assembly.


As always, just be sure to check local building codes to make sure all is well before you begin.You’ll begin by laying out the base rails and starting assembly by inserting the swaged tubing together and bolting everything down at the appropriate locations. It is recommended that prefabricated garage kits made by companies like VersaTube be anchored to the concrete with 1/2 inch by 7 inch expansion bolts.

Once this is complete you can move on to the roof wall assembly.

It is a good idea to lay out a roof wall assembly right on the slab so you can see how it actually goes together. Once you have things slipped together, just double check the measurements at top and bottom to insure an even and square assembly. Now you can screw the joints together. The smaller 12 foot buildings do not require truss bracing, but the 20′, 24′, and larger buildings do. There are even web truss braces for high snow load areas.

model tools

Now you can start aligning the roof wall assemblies to the base rails. Once you have these up your building starts to take shape. Just continue to follow the instructions to finish installation with these same simple techniques. The siding and roofing screw on.Once prefabricated garage kits are assembled, people stand back and feel the satisfaction that comes from knowing they not only saved money, but did it all themselves. When you finish yours, you’ll feel the same!

Tips On How To Buy An In-Dash Car Dvd Gps Player System

August 22, 2014 by admin | 2 Comments | Filed in Logan

Tips on How to Buy an In-dash Car DVD GPS Player System If you need an in-dash car dvd gps player system for your car, there are some steps for you to refer. First you need to measure your dashboard. The sizes of the car are different, according to the brand and the model of your car.

and not every car was created to install a in-dash car navigation system. So you need to check out the size of the dashboard. This article about http://ourcartips.com has some good information. You could search the same brand, the same model and the same year with your car on internet to find out the data. Or you could measure it by yourself or take it to a electronic store. The worker could tell you the size or you can only add a portable GPS. Second you need to determine the features you like. The in-dash GPS navigation systems have many kinds of amazing features. So you need to decide which are the most important ones for your car gps navigation system.


You could choose a simple one with navigation only or a multifunctional car gps navigation system unit, which includes dvd player, Bluetooth, radio, steering wheel control, and high digital display. After you decide which features you want to have, you could narrow down the choices to 1-3 gps models. This means you need to do some research on the gps models and brands by professionals and ordinary users to make sure the gps navigation model you choose. Most of the people take the device to a professional store to get it installed.www.ourcartips.com Just a few of them can install it by themselves. After you installed the system, do not leave the shop immediately. You could go over and test all the features to make sure it is no question.

And you also need to check the map software is the most recent or not. You could check the other features it has. In fact, you could order a specialized car dvd gps player on the internet. There are more choices for you, comparing with the real shop.


And they are cheaper. The point is you need to do more research before you place the order, since you can not see the real product. And now you could enjoy your car navigation system, including the upgrades you might have bought. Just sit back, and enjoy some music.

Suggestions To Choose Best Art From Famous Master Artists

August 21, 2014 by admin | 4 Comments | Filed in Dennis


The fabulous world of web giving us a simple and convenient way to sell and buy artwork online, art collections and antiques and it become easy platform to bring new horizons to art. However, it is necessary to know the market thoroughly, to avoid falling into any trap. Every day, we can see several ads on internet specializing in selling antiques and art collections like dry pastel paintings, contemporary art sculptures and more.

They put pictures together with the words “for sale”, contact information by quoting some price. Also galleries sites on the web say buy and sell works of art, may even announce their own sales in part on their sites. Internet is a wild and large medium for sale artworks. But think twice before buying artworks online and if you are expert in market, then it will be a great advantage to buy paintings online from world famous master artists. Besides knowing what they are worth their artwork and how much you sell, you must also be shown to an interested, send them for approval if necessary, and make full payment if it sells. Read this article referencing art deco. This can be difficult to deal with people they never met, and also can live hundreds or even thousands of miles from home.
oil painting
Unless you know who you are dealing, the anonymous nature of the Internet presents some problems in the areas of selling and buying artworks online. For example, a small percentage of dealers and collectors spend their time searching in the Internet about art with less knowledgeable about the subject, whose prices are below market. For say if you are looking to buy some famous still life paintings, first you need to check thorough about it in the market and take expert advice if required. Some may also request detailed information on their collections, ostensibly to help decide whether to buy or not, when in fact want to offer for sale this same elsewhere, as his own, and if they fail a good deal, there just will buy their goods undervalued.

Still others may come for obtaining the data to complete a false certificate of authenticity of a copy of the work you offer.

oil painting

You never know the difference, so it is not easy to make transactions in cyberspace if not fully known practice. As for the web site of modern artist gallery that are advertised as buyers and sellers of art works, be aware that some of the most recognized distributors in the world are now online. Unfortunately, here too there are many unscrupulous who seek to take some revenue through deception or forgery.

Things To Consider In Buying Used Cars

August 20, 2014 by admin | 2 Comments | Filed in Logan

Repossessed car auctions

Buying used cars can be a really difficult task, especially when you consider all the ‘do’s’ and ‘don’ts’ offered as free advice from friends and well wishers. However, there is nothing to feel overly tensed about it. There is an unsaid list of things which if one keeps in mind and takes care of, usually improves the experience of buying used cars in Sydney or in any other city of the world. Budget The first step to buying used cars is to fix your budget. Want more information on Repossessed Cars To Tide Over Economic Slump-Industry Trending? One needs to figure out exactly how much money he or she is willing to spend on the car, accessories and repairs. Market Research When looking to buy a used car and especially Ford used cars, it’s always a good idea to conduct some basic market research.

Check out which car can give you the best value for money as buying a used car literally means that you want a big car at the price of a new small car.

Repossessed car auctions

Choosing the Right Car When you are looking to buy used cars in Sydney, always remember to choose a car that suits your needs rather than just the appearance. This is the basic aspect of choosing a car as the choices for purchasing used cars will be quite a lot.

Check History of the Chosen Car A very important step in getting a good used car deal especially on Ford used cars is to get the history report of the car.

Repossessed car auctions

Check service history of the car and also try and have a word with the owner of the car.

This will aid in giving you more trust on the used car. Take a Test Drive There is a lot you can learn about a vehicle by taking it for a drive. The 7 things that you need to check while taking a test drive and inspecting used cars before making a decision to go forward with the deal are as follows: -Engine noise and vibration -Braking -Turning -Suspension check -Rattles and squeaks -Gearbox -Underbody inspection After all this has been done and dusted with you still need to negotiate a good price with the used car dealer. One should keep in mind to do some price research before negotiating or finalizing any deal. Used cars generally don’t sell for high amounts unless otherwise they are not that old or are from a vintage collection or a collector’s edition item.

Checklist To Buy Used Cars

August 20, 2014 by admin | 1 Comment | Filed in Logan

buying used cars

Repossessed car auctions

There are many dos and don’ts while buying used cars. More care and caution is required while buying a used car the brand new auto. So be prepared and collect information from your from friends and people you trust and compare different options. UAE cars are cheaper and more reliable; they can be a better option for you if you are planning to buy a second hand car.

You can search for UAE auto online suiting to your needs and budget. It is important to see the papers of the used auto before you finalize the deal. This will prevent you from purchasing a stolen auto. For another article referencing press release click on this post. Check the registration book that shows the address and the date of your registration and the name of the previous of the vehicle. Registration book is issued by the RTO. Verify the engine number and the chassis number of the car. If the automobile you have chosen has ever been in an accident and the chassis has been changed then it should be ensured that the RC book have the new chassis number. Go through the legal paper work before finalizing the deal. Also check the state of registration! It should be the same place where you will be using the car or else you will have to transfer the registration. Transfer of registration of your automobile from one state to another is a very typical process. Check the taxation book. This shows the status of the tax you have paid. The RTO tax needs to be paid once in the life cycle of a car and should be paid by the first owner of the car. Check the insurance documentation because these documents are needed for any transfer by the RTO. Check the date for premium insurance validity. Get the insurance papers transfer to your own name. Remember to take the original invoice of your car from its first owner. You will get all the details like engine number, date of delivery and chassis number.

You will also come to know whether the car was ever financed by its owner or not. If you are going to buy a car that was bought on finance by the owner then also collect the relevant papers in addition to the above papers. Collect NOC (no objection certificate) which is issued by a finance company.

buying used cars

This ensures that the company has no claim and the loan has been paid. Also take form 35 and keep a duly signed copy by the financier. You can get more information about car buying in UAE from the internet. Negotiate the price according to the working condition of the car. If it requires some repairs such as replacement of tires, change of car battery, wheel alignment, suspension etc. then there needs to be deductions accordingly. Ownership changes when a car is sold. The owner of the car should inform the RTO by sending a letter containing the data about the new owner within a period of two weeks.